Welcome

Since death is one thing we cannot predict, prevent, evade, or avoid....

You need to be prepared today!!

Our Products and Services

Permanent Whole Life Protection

Disability

Critical Illness

Dental 

Long Term Care


Permanent Whole Life Insurance

Ages 0-85 may apply.

Insurance amounts available from $1,000 to $40,000.

Accidental Death Benefit Rider available.

Accelerated Death Benefit Rider available. 

Plan Benefits

Premiums do not increase.

Benefits do not decrease. Policy cannot be cancelled by the company except for non-payment of premiums.

Builds cash value and has loan value.

No Medical Exam Required

Just answer a few simple health questions on the application to see if you qualify.

Most insurance policies go into full benefit immediately after the first premium is honored by the bank and the policy is issued. No waiting!

Certain Health conditions may require limited death benefits during the first two/three years. We pay most claims within 24 hours of receipt of all necessary paperwork.

DISABILITY INCOME PROTECTION

Priority

Income Protection℠

Issue Ages

18-61

Renewability*

To age 65

Maximum Monthly Benefit

$4,000

Elimination Period

30 days/90 days (accident/sickness)

Monthly Benefit Amounts

$300 - $4,000 (in $100 increments)

(up to 70% of net income)

Benefit Periods

12, 24, 36 months

Premium Structure

Unisex (Tobacco/Nontobacco)

Benefits

Total/Partial Disability

Recurrent Disability

Waiver of Premium

LIVING PROMISE WHOLE LIFE

UNITED MUTUAL OF OMAHA


Whole Life

Whole life insurance provides permanent protection, premiums that won’t change as the policyowner grows older and cash value that builds over time.


Living Promise Whole Life Insurance offers simplified underwriting and level and graded benefit plans for seniors to help cover final and other expenses.

Graded Benefit Plan not available in AR, MT and NC.

Issue Ages

(Age Last Birthday)

Level Benefit Plan:

45-85

Graded Benefit Plan:

45-80


Underwriting Classes

Level Benefit Plan:

Standard Tobacco/Nontobacco

Graded Benefit Plan:

Standard (no tobacco distinction)

Standard


Riders

Level Benefit Plan:

Accidental Death Benefit Rider

Accelerated Death Benefit Rider*

Graded Benefit Plan:

None

None

Guaranteed Insurability Rider*

Death of Policy Owner Waiver of Premium Rider*

Low-Cost Loans

Charge 7.4% in advance

Charge 5.66% in advance

Death Benefit Guarantees

Policy is guaranteed to age 100 as long as premium is paid

IT HAS TO BE DONE!

The choice is whether you do it today or your loved ones are forced to do it later.